STEP #1: Please get PREAPPROVED
In today’s competitive market a pre approval goes a long way with a seller. Not sure if you qualify? All the more reason to call and find out how you can obtain pre approval. If you need help in finding a lender, please let us know. We have some wonderful local contacts.

STEP #2: The Adventure Begins!
Please remember we realtors need to know your priorities and what you are looking for. Take time to figure out your needs. In today’s market, you want to be able to make a decision if you see a property you like. What is for sale today, may not be there tomorrow!

STEP #3: Submit an Offer.

STEP #4: Earnest Money Deposit
Be prepared to back up your offer with an earnest money deposit. It is credited back to you at closing and this earnest money deposit should be a personal check, a cashiers check or a wire transfer so that a lender can track the source of the funds.

STEP #5: Inspection and Remedy
Inspection and remedy is usually a part of the purchaser’s offer and can be done by a licensed inspector – this should reveal any defects not usually observed when the purchasers initially viewed. If there are issues with the property not known about, then hopefully, it can be resolved before closing.

STEP #6: Appraisal
Appraisal is done when a lender orders a licensed professional and they come to value the property, for the buyer as well as the lender.

STEP #7: CLOSING
Congratulations, you did it!